The rules that apply when using this site, creating an account and exploring coverage options through it.
Using this site, submitting a form or creating an account means these terms apply in full. They form the agreement that governs access to the site and everything offered through it.
Anyone who does not accept these terms should stop using the site. Continued use after any revision means the revised version applies from that point onward.
This site offers guidance on coverage options across vehicle, property, health and personal protection. It explains how policies work, what limits and exclusions mean and how plans compare against one another.
Nothing published here is legal, tax or financial advice. Coverage decisions should be made against personal circumstances, and the wording of the issued policy always governs what is actually covered.
Use of this site is limited to residents of the United States who are at least eighteen years of age and legally able to enter a binding agreement.
Access may be declined where eligibility cannot be established or where these terms have been breached.
Creating an account requires accurate information and a password kept private. Responsibility for everything that happens under an account rests with the account holder.
Any suspected unauthorised access should be reported promptly using the contact details below so the account can be secured.
Coverage options are only as reliable as the details they are built from. Vehicle use, property condition, health history and household make up all shape what a policy costs and what it pays.
Information that turns out to be incomplete or inaccurate can change a quote, alter cover or affect a claim. Anything that changes should be updated as soon as it does.
Submitting a form with the consent boxes selected authorises contact by email, phone and text message about the request submitted, saved coverage details and related reminders, and where separately agreed, about promotional coverage plans.
Consent is never a condition of purchase. Replying STOP to any message ends them and replying HELP returns support information. Message frequency varies and standard message and data rates may apply.
This site is provided for personal, lawful use in exploring coverage. The following are not permitted.
All text, layout, graphics, logos and code on this site are protected and remain the property of their owner. Nothing here transfers any right to reuse them.
Pages may be viewed and printed for personal reference. Reproduction, distribution or modification for any other purpose requires written permission.
Some pages link to carrier sites, document portals and other external resources. Those destinations are operated independently and are not controlled here.
No responsibility is accepted for the accuracy, availability or practices of any external site reached through a link on this one.
Submitting a request does not create, bind or renew any insurance policy. Cover exists only once a carrier has issued it and confirmed it in writing.
Eligibility, pricing and final terms are determined by the carrier through its own underwriting, and any figure shown before that point is an estimate rather than a commitment.
This site and everything on it are provided on an as available basis without warranties of any kind, whether express or implied, including those of merchantability, fitness for a particular purpose and non infringement.
No promise is made that the site will be uninterrupted, error free or free of harmful components, or that any particular outcome will follow from using it.
To the fullest extent the law allows, no liability is accepted for indirect, incidental, special, consequential or punitive losses arising from use of this site or reliance on anything published on it.
Where liability cannot be excluded, it is limited to the amount paid, if any, for access to the site.
Anyone using this site agrees to cover the losses, claims, damages and reasonable legal costs that arise from their misuse of it, their breach of these terms or their violation of the rights of another party.
Any dispute connected to this site or these terms is to be resolved by binding individual arbitration rather than in court, under the rules of a recognised arbitration provider.
Class actions and consolidated proceedings are waived. Claims that qualify for small claims court may still be brought there instead.
These terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles.
If any provision is found unenforceable, the remaining provisions continue in full effect.
These terms may be revised as services, practices or legal requirements change. The date shown at the top of this page always reflects the current version.
Reviewing this page occasionally keeps the applicable terms clear, since continued use signals acceptance of the version then in force.
Questions about these terms can be raised through the details below.
A message can also be sent through the contact page.
